我国小额信贷业务创新研究

我国小额信贷业务创新研究(10000字)
摘　要：本文主要研究中国的小额额信贷业务创新。我国金融的发展有其特殊性和复杂性，而我国小额信贷业缺乏自主创新，没有针对性，尚未找到符合我国国情，真正适用于广大低收入者和中小企业的发展之路。主要从我国小额信贷业务创新的重要性、目前的主要业务、小额信贷业务创新要坚持的基本原则及具体的对策建议等四个方面展开对我国小额信贷业务创新的研究。
关键词：小额信贷；业务创新；扶贫；可持续发展

The Research on Microfinance Business Innovation in China
Abstract：This paper studies China's microfinance business innovation. China's financial development has its particularity and complexity, and China's microfinance industry, the lack of innovation, not targeted, not found in line with our national conditions, really suitable for use of low-income persons and SMEs development. microfinance business in China mainly from the importance of innovation, the current main business, microfinance business innovation should adhere to the basic principles and specific policy suggestions are four aspects of the innovation of microfinance business research.
Key words：microfinance; innovation; help the poor; sustainable development