我国金融业跨国并购面临的主要障碍及对策分析

我国金融业跨国并购面临的主要障碍及对策分析(毕业论文11200字)
摘要：在我国加入WTO和国际经济一体化不断发展的情况下，走跨国经营之路是我国金融业发展的必然选择。但受国内金融市场发展程度和金融企业自身能力限制，并购面临很大的障碍。本文在分析金融业跨国并购投资组合过于集中、风险评估能力低等现状的基础上，探讨了国内金融业在跨国并购中存在的体制因素制约和人才缺失等问题，针对跨国并购提出一些建议和对策，并对其发展战略做出了初步研究。
关键词：金融业；跨国并购；现状；对策；

Abstract: Since China has joined into WTO, and with the situation of rapidly development of international economics globalization, there is no doubt that, for China enterprises’ financial growth, the choice of multinational operations is evitable. However, the level of potential market development and limitation of capacity of those financial enterprises give rise to the great impediments for merging. At the stage of analyzing the problems of enterprises’ multinational merge investment, which include the investment profiles are excessively centralized, in addition, the ability of risk estimation cannot reach the required standards. Therefore, this paper discusses, firstly, the problems that limitation of national enterprises and lack of intelligence in national enterprises during the situation of merge. Secondly, it also provides some advices and suggestion to solve these problems. Finally, there are some initial investigations about the national enterprises’’ development strategies.
Keywords: Financial Industry; Transnational Mergers; Present Situations; Countermeasures;
摘  要    1
关键词    1
一、绪论    1
   （一）选题意义    1
   （二）国内外研究动态    2
         1 金融业跨国并购的动因与特征    2
         2 金融业跨国并购的效应与风险    2
         3 金融业跨国并购的启示与对策    3
   （三）本文的研究思路和方法    3
二、金融业跨国并购的动因与特征    4
   （一）金融业跨国并购的动因    4
         1 经营模式的转变和防范风险的需要    4
         2 提高行业集中度而获取超额利润    4
         3 丰富本国金融市场和拓展海外业务    4
   （二）国际金融业跨国并购的特征    5
三、我国金融业跨国并购的现状与问题    6
   （一）我国金融业跨国并购的现状    6
         1 我国金融业的发展处于初级阶段    6
         2 经营模式的转变和管理方式的升级    6
         3 我国金融业加快了海外并购的步伐    6
   （二）我国金融业跨国并购存在的问题    6
         1 垄断经营的不利之处    7
         2 与国外金融业相比我国金融业发展水平落后    7
         3 对风险的评估能力过低    7
        4 缺乏高端人才    8
四、案例分析--以中国平安收购比利时富通集团股权为例    8
   （一）案例简介    8
   （二）并购失败的原因    8
五、案例启示--我国金融业跨国并购的对策    9