农村信用社财务风险预警系统研究(论文13000字)
摘要
随着金融体制改革的深化，近年来，农村信用社（以下简称农信社）业务的快速发展，伴随着财务风险，财务风险，财务风险，风险，也成为合作金融业乃至整个银行业需要思考和认真的第一个问题的平静 。农村信用合作社财务管理是金融企业在农村信用社信用活动的策划，组织活动的资本和金融账户的总称，调控。随着农村金融体制改革的深化，农村信用社已逐渐转变为一个县级公司为主体，自我管理，自我发展，自我风险，自我约束的社区金融企业，面对市场的独立 。同时，随着中国银行业的全面开放，也意味着银行将引入国际竞争。面对如此严峻的形势，农村信用社应实现对现代金融企业的转变，就必须进一步完善和强化内部管理。但实际情况在中国农村信用合作社财务管理，财务管理没有管理中发挥重要作用。如何科学地使用财务管理手段，已成为现代金融企业提高必不可少的重要内容，管理水平。
关键词：农村信用社、财务风险、财务预警
Abstract
With the deepening of the reform of the financial system, in these years, ruralcredit cooperatives (hereinafter referred to as Nongxinshe) the rapid development of the business, accompanied by financial risk, accounting risk,accounting risk, the risk, also become the cooperative financial industry and even the whole banking sector need to calm thinking and seriously the first problem.Financial management of rural credit cooperatives is the general name of credit activities of rural credit cooperatives in the financial enterprises to the capital and financial accounts of the activities of planning, organization, regulation and control. With the deepening of the reform of rural financial system, rural credit cooperatives has been gradually transformed into a county-level Corporation as the main body, self management, self development, self risk, self - restraint of thecommunity financial enterprises, to face the market independently. At the same time, along with the full opening of China's banking industry, also means that the banks will introduce the international competition. Faced with such a grimsituation, the rural credit cooperatives should realize the transition to a modern financial enterprise, it is necessary to further improve and strengthen internal management. But the actual situation of financial management of rural credit cooperatives in China, the financial management did not play its important role in the management of. How to use scientific means of financial management, has become a modern financial enterprise to improve the management level of theimportant content of essential.
Keywords: rural credit cooperatives, financial risk,
目录
1前言 III
2财务风险预警的相关理论 IV
2.1财务风险预警的相关概念 IV
2.1.1财务风险的界定 IV
2.1.2财务风险预警的概念 V
2.2农村信用社信用社财务风险的成因 VII
3我国农村信用社财务风险预警体系的构成及存在的问题 VIII
3.1我国农村信用社财务风险预警体系的构成（已修改） VIII
3.2我国农村信用社财务风险预警体系存在的问题 IX
3.2.1农村信用社财务管理的微观环境复杂多变 IX
3.2.2农村信用社财务管理人员对财务风险的客观性认识不足 X
4 完善农村信用社财务预警系统的措施 X
4.1全面把握农村信用社财务预警系统 X
4.1.1加强长期财务危机预警系统 X
4.1.2预警指标体系的分析 XI
4.1.3重视财务危机预警指标体系建立（这是三级标题） XII
4.1.4确定标准值的财务指标 XIII
4.2确定预警范围来完善财务预警建议 XIII
4.2.1.投资风险方面 XIII
4.2.2经营风险方面 XIII
4.2.3.流动性风险方面 XIII
5结论 XIV
参考文献 XV
致谢 XVI |
